Save your hard-earned money and let it grow
Education is the best gift you can give to your child. Education opens the door to opportunities and a brighter future for your child. Without proper planning, it makes it difficult for families to afford education due to increasing cost. Don’t worry, KCFAPI is here to help meet your needs. We offer educational plans with flexible payment terms to help you fund the future education of your child.
KC Gem Savings Series
About the Product
The KC Gem Savings Series Plans are endowment participating benefit certificate plans that provide cash benefits and level life insurance protection benefits.
Benefits
Upon reaching maturity age, the plan will provide a cash maturity equal to 100% of the face value. Family benefit is equal to 100% of the face value given to the beneficiaries in case of the BC Holder’s untimely demise during the protection period.
Contribution Period
Contribution paying periods are available in 5 years, 7 years and 10 years.
KC Diamond Series
About the Product
The KC Diamond Security Plans are limited payment participating benefit certificate plans that provide guaranteed pure endowments and death benefits.
Benefits
Upon reaching scheduled endowment, the plan will provide a cash maturity based on the chosen anticipated endowments.
Contribution Period
Contribution paying periods are available in 3 years, 4 years and 5 years to pay.
GIO Avenger
About the Product
The Guaranteed Insurance Offer (GIO) Avenger provides the assured a guaranteed family benefit protection before the contract's maturity date and a guaranteed lump sum payouts, if living, are paid on specified date on or before the maturity date.
Benefits
Scheduled cash bonuses are 20% of the Face Value at the end of 5th, 10th and 15th year and 100% of the Face Value at the end of the 20th benefit certificate year.
Contribution Period
Contribution paying period is 15 years with protection period up to 20 years.
GIO Crusader
About the Product
The Guaranteed Insurance Offer (GIO) Crusader provides the assured a guaranteed death benefit protection before the contract's maturity date and a guaranteed lump sum, if living, is paid on the maturity date.
Benefits
At Maturity Date, if living, an endowment equivalent to 100% of Face Value shall be paid to the Assured. Family benefit is 100% of the Face Value given to the beneficiary in case of the BC holder's untimely demise during the protection period.
Contribution Period
Contribution paying period is 15 years with protection period up to 20 years.
